Personal Loans

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Credit cards have become one of the most successful and profitable retail products. The very first credit card was issued by Bank of America in 1958. Now there are approximately two billion cards in circulation around the world and the main brands are Visa and MasterCard
Credit cards provide a non-cash form of payment. Previously, such payments were made with the issuance of paper receipts, but today the vast majority of payments are made electronically.
Each credit card has a pre-set limit, so customers can withdraw money without special permission. The cardholder is not required to pay in full at the end of the reporting period, but must make a minimum payment, which is generally defined as a percentage of the outstanding balance.
Using credit cards simplifies the usual transactions.
There are special cards for cash withdrawals, but there is a possibility of withdrawal from almost all credit cards.
Immediately after depositing their own funds towards the spent money, the client can use all the money on the card.
Allows you to get back part of the money spent.
Having studied all the information about credit cards, you can understand how profitable the offer of the bank is. However, you can choose one of the popular products. These options are distinguished by convenience, an acceptable interest rate and a sufficient grace period.


A credit card is fairly easy to get. The bank insures its own funds and their potential loss at the expense of a high interest rate. It is sometimes several times higher than the tariffs for consumer lending.
After signing the loan agreement, you can refuse the loan within 14 days from the date of receipt of the signed copy of the loan agreement.
Before signing the loan agreement, you can refuse to receive a loan at any time. After signing the loan agreement, you can refuse the loan within 14 days from the date of receipt of the signed copy of the loan agreement.
Before signing the loan agreement, you can refuse to receive a loan at any time. After signing the loan agreement, you can refuse the loan within 14 days from the date of receipt of the signed copy of the loan agreement.
